Your case is unique, but you are not alone.

About 41,000 new cases are filed in U.S. courts every weekday. Behind each one is a person trying to understand what happens next. Here’s what the public record can tell you about this matter — and about the people deciding it.

  • Know your judge

    Every judge has a pattern — what they grant, what they deny, how they handle the kinds of motions your case will see.

  • Know your attorney

    See an attorney’s actual track record — case types, courts, and how they’ve performed in front of this judge before.

  • Know your court

    Every courthouse has its own rhythm — filing-to-resolution times, common dispositions, how often cases like yours settle.

Is this judge more likely to rule for the plaintiff or the defendant in cases of this type?

How has your attorney actually performed in front of this judge?

AICasePredict surfaces patterns from public court records. We don’t predict outcomes and we don’t recommend changing your attorney — that’s a conversation for you and them. We just show you what the record already says.

Full Analytics Report

  • Complete case narrative
  • Judge details and rulings
  • Case disposition and outcome
  • All docket entries
  • Related cases and filings
$20
One-time purchase

Case Information

Filed 2026-03-26
Status OPEN
Type Foreclosures
Docket 63 entries

Parties

Plaintiff Navy Federal Credit Union
Defendant Howe, Cody
Photo of Hon. Tepe, Timothy N.

Judge

Hon. Tepe, Timothy N.

Warren County (OH)

Ohio

View Judge Profile

Docket Entries

  1. CASE FILED 03/26/2026 CASE NUMBER 26CV100552
  2. SUCCESSFUL SERVICE SUMMONS BY CERTIFIED MAIL ISSUED 3/30/26 TO: HOWE, CODY; CM 4/2/26 BY ?
  3. SUCCESSFUL SERVICE SUMMONS BY CERTIFIED MAIL ISSUED 3/30/26 TO: HOWE, CODY UNKNOWN SPOUSE IF ANY OF; CM 4/1/26 BY ?
  4. SUCCESSFUL SERVICE SUMMONS BY CERTIFIED MAIL ISSUED 3/30/26 TO: WERNKE, SARAH UNKNOWN SPOUSE IF ANY OF; CM 4/1/26 BY ?
  5. SUCCESSFUL SERVICE SUMMONS BY CERTIFIED MAIL ISSUED 3/30/26 TO: WERNKE, SARAH; CM 4/1/26 BY ?
  6. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  7. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: WERNKE, SARAH UNKNOWN SPOUSE IF ANY OF
  8. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  9. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: WERNKE, SARAH UNKNOWN SPOUSE IF ANY OF
  10. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  11. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: WERNKE, SARAH UNKNOWN SPOUSE IF ANY OF
  12. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  13. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: HOWE, CODY UNKNOWN SPOUSE IF ANY OF
  14. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  15. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: HOWE, CODY UNKNOWN SPOUSE IF ANY OF
  16. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  17. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: HOWE, CODY UNKNOWN SPOUSE IF ANY OF
  18. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  19. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: WERNKE, SARAH
  20. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  21. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: WERNKE, SARAH
  22. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLSOURE
  23. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: WERNKE, SARAH
  24. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  25. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: HOWE, CODY
  26. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  27. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: HOWE, CODY
  28. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  29. SENT TO BE SERVED SUMMONS BY PROCESS SERVER ISSUED TO: HOWE, CODY
  30. CERTIFIED MAIL TRACKING INFORMATION - SEE SCAN IMAGES FOR TRACKING NUMBERS
  31. SERVICE COPY ISSUED WARREN COUNTY TREASURER
  32. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  33. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: CAPITAL ONE NA
  34. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLSOURE
  35. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: WERNKE, SARAH UNKNOWN SPOUSE IF ANY OF
  36. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  37. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: WERNKE, SARAH UNKNOWN SPOUSE IF ANY OF
  38. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  39. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: WERNKE, SARAH UNKNOWN SPOUSE IF ANY OF
  40. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  41. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: HOWE, CODY UNKNOWN SPOUSE IF ANY OF
  42. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  43. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: HOWE, CODY UNKNOWN SPOUSE IF ANY OF
  44. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  45. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: HOWE, CODY UNKNOWN SPOUSE IF ANY OF
  46. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  47. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: WERNKE, SARAH
  48. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  49. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: WERNKE, SARAH
  50. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  51. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: WERNKE, SARAH
  52. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  53. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: HOWE, CODY
  54. SUMMONS ISSUED. REASON: COMPLAINT FOR FORECLOSURE
  55. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: HOWE, CODY
  56. SUMMONS ISSUED. REASON: COMPLAINT IN FORECLOSURE
  57. SENT TO BE SERVED SUMMONS BY CERTIFIED MAIL ISSUED TO: HOWE, CODY
  58. ATTORNEY: NALEPKA, PAUL M. ASSIGNED
  59. WRITTEN REQUEST FOR SERVICE OF SUMMONS AND COMPLAINT - PROCESS SERVER
  60. WRITTEN REQUEST FOR SERVICE OF SUMMONS AND COMPLAINT - CERTIFIED MAIL
  61. PRELIMINARY JUDICIAL REPORT
  62. COMPLAINT FOR FORECLOSURE
  63. JUDGE TEPE, TIMOTHY N.: ASSIGNED

See the patterns behind this case

The free view above tells you who’s in the room. The detailed reports below show how the room tends to behave — using the same public records lawyers quietly rely on before every hearing.

  • Judge Report

    How this judge has ruled in cases like yours — case mix, motion outcomes, and historical docket. Judges set the floor of what’s possible in your courtroom.

  • Attorney vs Judge Report

    Everything in the Judge Report, plus how your attorney has actually performed in front of this judge. Attorneys move you off the floor — or don’t.

Get Free Case Details

Enter your email to receive case information including parties, docket entries, and status updates.

By submitting you agree to our Privacy Policy.

Need this case removed? Enter your email above — the confirmation email includes a case removal link.