Carol Z. Smith

Bio Carol Smith is an experienced litigator, committed to obtaining great results for her clients. Carol is a well-known thought leader in matters involving surety, fidelity and construction claims. She also regularly helps clients with claims on financial institution bonds and commercial crime policies. In addition, Carol reviews and negotiates construction contracts and pursues recovery of losses from responsible parties in the construction and fidelity context. Carol is active in the ABA TIPS Fidelity and Surety Law Committee. She was a co-editor of Bond Default Manual, 4th Ed. and a contributing author to, among others, The Suretys Indemnity Agreement: Law and Practice, 2nd Ed., The Contract Bond Suretys Subrogation Rights, Managing and Litigating the Complex Surety Case, 3rd Ed., and Annotated Commercial Crime Insurance Policy, 3rd Ed. She sits on the board of directors of the Surety Claims Institute and is a regular speaker on various topics in the industry. Thirty years into practice, Carol works with some of the largest surety and fidelity underwriters in the country. Taking a collaborative approach, Carol strives to ensure her work is in the best interest of her clients and the industry as a whole. Experience Represents surety clients in a variety of claim situations, litigation and arbitration Analyzes and defends claims on financial institution bonds and commercial crime policies Handles claims on court fiduciary, public officials, bankruptcy trustee, supersedes and subdivision bonds Defends construction defect cases Reviews and negotiates construction contracts